No other planner we know of combines FERS, TSP, Social Security, and the federal pay system with inputs that never leave your browser. One plan, every tool, $49.99 a year.
RetireCiv Pro
One payment a year. Renews until you cancel.
Cancel anytime from your account settings.
Everything included
What you unlock
Each tool is built around a decision federal employees actually face, not generic financial planning.
Outcome Simulation
Simulations across 10,000 market futures by default give you real probability ranges, from steady growth to prolonged downturns. Know your odds before you decide.
Compare Retirement Dates
Pick your target date and compare it against retiring earlier or later, side by side in dollars per month. One table answers years of guessing.
Full PDF Report
How do I share this with my spouse or advisor?
A print-ready plan with every assumption visible.
Action Plan
What should I actually do next?
Ranked actions with exact readiness score impact, not generic advice.
Mortgage Analyzer
Should I pay off my home before I retire?
See how payoff timing shifts your monthly retirement income.
Spouse Planning
How does a dual-income household change the math?
Joint projections and survivor benefit modeling for both earners.
Every tool, one price. Cancel whenever you want. No pressure, no tricks.
Not ready? Start free.