Built exclusively for federal employees

Know exactly when and how
to retire with confidence

The only retirement planner built around FERS, TSP, and the federal pay system. Start free. Unlock everything for less than $6 a month.

Free tier available No credit card required to start Cancel anytime

Save 27% with annual billing

Free

$0

Forever free. No credit card required.

  • FERS annuity calculator
  • Retirement readiness score
  • 4-step setup wizard
  • TSP growth projections
  • Social Security estimates
  • Full PDF retirement report
  • Personalized action plan
  • Outcome simulation (10,000 runs)
  • Compare retirement dates
  • Mortgage payoff analyzer
  • Spouse / household planning
  • Priority support
Best value

Pro

$5.08/mo

Billed $61/year, saving you $23

  • FERS annuity calculator
  • Retirement readiness score
  • 4-step setup wizard
  • TSP growth projections
  • Social Security estimates
  • Full PDF retirement report
  • Personalized action plan
  • Outcome simulation (10,000 runs)
  • Compare retirement dates
  • Mortgage payoff analyzer
  • Spouse / household planning
  • Priority support
Encrypted & secure Cancel anytime OPM-accurate formulas

Pro features

Six questions Pro answers that Free can't

Each tool is built around a decision federal employees actually face, not generic financial planning.

Outcome Simulation

Will my income last if markets underperform?

10,000-run simulations across market futures give you real probability ranges, from steady growth to prolonged downturns. Know your odds before you decide.

Compare Retirement Dates

What's the optimal year for me to retire?

Pick your target date and compare it against retiring earlier or later, side by side in dollars per month. One table answers years of guessing.

Full PDF Report

How do I share this with my spouse or advisor?

15-page print-ready plan with every assumption visible.

Action Plan

What should I actually do next?

Ranked actions with exact readiness score impact, not generic advice.

Mortgage Analyzer

Should I pay off my home before I retire?

See how payoff timing shifts your monthly retirement income.

Spouse Planning

How does a dual-income household change the math?

Joint projections and survivor benefit modeling for both earners.

Your retirement deserves a real plan

Start free. Upgrade when you're ready. No pressure, no tricks.