FERS Pension Calculator
Official OPM formula. High-3 salary, years of service, LEO/FF provisions. Your annuity in minutes, not months.
Retirement Readiness Score
A 0–100 score across income replacement, savings rate, debt health, and emergency fund. Free forever.
TSP Growth Projector
Model your TSP balance with contribution and fund allocation analysis projected all the way through retirement.
Monte Carlo Simulation
Test your retirement plan across 10,000 market scenarios to know your real probability of success.
What-If Comparisons
Compare retirement at different ages and see exactly how each timing choice impacts your monthly income.
Personalized Action Plan
Prioritized checklist of exactly what to fix, with direct links to close every gap in your retirement readiness.