What you’ll learn
When a job ends on someone else’s terms, the retirement rules change. This track explains the durable mechanics: which exit path applies to you, how a reduction in force actually picks people, the Discontinued Service Retirement that an involuntary separation can open, and severance pay for everyone who does not qualify for it.
Lessons
4 lessons · 4 available- 01Voluntary vs. involuntary separation: which is yoursHow leaving on your own terms differs from being separated, for your pension and your benefits.
- 02How a RIF works: retention registers and noticesHow a reduction in force decides who goes: competitive areas, retention standing, and bump and retreat rights.
- 03Discontinued Service Retirement (DSR)How an immediate annuity works when your separation is involuntary, and who qualifies.
- 04Federal severance pay and your TSP after a layoffHow federal severance is calculated, why an immediate annuity cancels it, and what happens to your TSP.
Lessons are on the way
We’re publishing this track lesson by lesson. In the meantime, you can run your own numbers in the calculator. No account required.
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