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TSP Mastery: Federal Retirement

The deep dive on the Thrift Savings Plan: loans, in-service withdrawals, the mutual fund window, and rolling to an IRA.

ForThrift Savings Plan deep dive
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What you’ll learn

The Thrift Savings Plan is the part of your retirement you control most. This track gathers the TSP topics that sit across the career tracks and adds the deep cuts: TSP loans, the two ways to take money out while still working, the mutual fund window, and rolling to an IRA at retirement. Foundational TSP lessons live in the Early and Mid Career tracks and are linked from here.

Lessons

4 lessons · 4 available
  1. 01TSP loans: how they work and what they costHow borrowing from your TSP works, the repayment rules, and the real cost in lost growth.
  2. 02TSP in-service withdrawals, and what they costThe two in-service withdrawal types, what each one costs, and why a loan is not the same thing.
  3. 03The TSP mutual fund windowWhat the mutual fund window adds, the fees it carries, and when it makes sense to use.
  4. 04TSP to IRA rollover: what you gain and loseThe trade-offs between keeping money in the low-cost TSP and rolling it to an IRA.

Lessons are on the way

We’re publishing this track lesson by lesson. In the meantime, you can run your own numbers in the calculator. No account required.

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