What you’ll learn
Some federal benefits get explained at every retirement seminar. These do not. This track covers the programs that sit outside FEHB and FEGLI, including dental and vision coverage, long-term care, flexible spending and health savings accounts, the service credit you can buy back, how your annuity keeps pace with inflation, and what your family receives if you die in service.
Lessons
8 lessons · 8 available- 01FEDVIP dental and vision in retirementWhy federal dental and vision coverage has no five-year rule, and how that makes it different from FEHB and FEGLI.
- 02How FERS COLAs work: the diet-COLA ruleWhy a FERS annuity rises more slowly than inflation, and why most retirees get no COLA at all before age 62.
- 03Deposits and redeposits for civilian serviceHow to pay for federal service that had no retirement deductions, or buy back time you took a refund on.
- 04What your family gets if you die in serviceThe Basic Employee Death Benefit, the spousal survivor annuity, and the children’s survivor benefit.
- 05FSAs, HSAs, and what happens when you retireWhy your flexible spending account ends the day you separate while your health savings account is yours for life.
- 06Long-term care and the FLTCIP suspensionWhy FEHB and Medicare do not cover long-term care, and what federal employees can do while FLTCIP is closed.
- 07Going back to work for the governmentHow the salary offset works when a retiree is reemployed, and why contractor work is treated differently.
- 08The Alternative Form of AnnuityThe lump-sum option for retirees with a life-threatening medical condition, and what it costs in monthly income.
Lessons are on the way
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